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SBI Aurum Credit Card
SBI BankVISA

SBI Aurum Credit Card

A premium offering from SBI, designed for luxury lifestyle and travel rewards.

Overview

Category
Travel
Best Suited
Travel
Annual Fee
₹9999

Key Benefits

Welcome Bonus

40,000 reward points ~₹10,000

Rewards

Rewards Structure

Base Reward Rate

4 Reward Points per ₹100 spent (1% to 3%)

Travel Benefits

Lounge Access

Domestic Airport Lounge

4 Complimentary visit per Quarter

International Airport Lounge

Unlimited access for primary cardholders

Additional Benefits

Lifestyle Benefits

Entertainment

Dining

Health & Wellness

Pros

  • Unlimited international lounge access

  • Premium concierge services

  • High milestone rewards for luxury spending

  • Free golf rounds and lessons annually

Cons

  • High annual fee of ₹9,999

  • Low reward rate on general spending

  • Charges ₹99 for reward redemption

  • Available only in select cities

Ratings

Charges

3.5/5

Overall

4/5

Rewards

3.5/5

CustomerService

4/5

Fees & Charges

Apr

42%

Add On Card

Free

Fuel Surcharge

1%

Cash Withdrawal

2.50%

Minimum Repayment

5%

Over Limit Penalty

2.50%

Reward Point Value

₹0.25

Foreign Transaction

1.99%

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Still Confused Which Card to Choose?

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