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Frequently Asked Questions

What is Plutus and how does it help me with credit cards?

Plutus is India's leading credit card comparison platform that helps you find the best credit cards for your lifestyle, maximize reward points, and discover exclusive deals. We analyze your spending patterns and preferences to recommend cards that offer the highest value for you, completely free of charge.

How do I know which credit card is best for me?

Our platform compares credit cards based on your monthly spending, preferred reward categories (like dining, shopping, or travel), and lifestyle preferences. We show you personalized recommendations highlighting annual fees, reward rates, welcome bonuses, and special benefits to help you make an informed choice.

Are there any charges for using Plutus?

No, Plutus is completely free for all users. We earn through partnerships with banks and financial institutions, allowing us to provide our comparison and optimization services to you at no cost.

How secure is my financial information on Plutus?

We implement bank-grade security measures including 256-bit encryption and secure servers. We never store sensitive card details like CVV numbers or PINs, and your personal information is never sold to third parties.

Can I manage multiple credit cards through Plutus?

Yes, you can add and manage multiple credit cards in your Plutus account. This helps you track rewards across all your cards and optimize your spending patterns to maximize benefits across different cards.

How updated is the credit card information on Plutus?

Our team continuously monitors and updates credit card information, including reward rates, offers, and terms & conditions. While we strive for accuracy, we recommend verifying final details with the card issuer before applying.

How can I get help if I face any issues?

Our customer support team is available 7 days a week through chat, email, and phone. You can reach us through the help section in our app or website, and most queries are resolved within 24 hours.

What makes Plutus different from other credit card comparison websites?

Unlike other platforms, Plutus provides personalized recommendations based on your actual spending patterns and lifestyle. We also offer real-time reward tracking, spending analytics, and AI-powered suggestions to help you make the most of your credit cards.

Will comparing credit cards on Plutus affect my credit score?

No, comparing credit cards on Plutus doesn't affect your credit score. We only perform a soft check when providing recommendations. Your credit score is only impacted when you actually apply for a credit card through any platform.

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