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IDFC FIRST Bank Club Vistara Credit Card
IDFC First BankMastercard

IDFC FIRST Bank Club Vistara Credit Card

Perfect for travelers, offering Club Vistara points and travel privileges.

Overview

Category
Travel
Best Suited
Travel
Annual Fee
₹4999

Key Benefits

Welcome Bonus

1 Free Premium Economy Ticket Voucher

Rewards

Rewards Structure

Base Reward Rate

6 CV Points per ₹200 spent

Milestone Benefits

Spend: ₹₹1.5 Lakhs

Bonus: 1 Premium Economy Ticket Voucher

Spend: ₹₹3 Lakhs

Bonus: 2 Premium Economy Ticket Vouchers

Spend: ₹₹4.5 Lakhs

Bonus: 3 Premium Economy Ticket Vouchers

Spend: ₹₹9 Lakhs

Bonus: 4 Premium Economy Ticket Vouchers

Spend: ₹₹12 Lakhs

Bonus: 5 Premium Economy Ticket Vouchers

Travel Benefits

Lounge Access

Domestic Airport Lounge

2 Complimentary visits per Quarter (Spend 20000 in a Quarter)

International Airport Lounge

1 Complimentary visits per Quarter (Spend 20000 in a Quarter)

Additional Benefits

Lifestyle Benefits

Entertainment

Dining

Health & Wellness

Pros

  • Generous reward points on eligible spending

  • 1 Free Premium Economy Ticket Voucher

  • 12 free airport lounge visits

  • Travel insurance and cover benefits

Cons

  • High annual fee of ₹4,999

  • No fuel surcharge waiver

  • No reward points for EMI transactions or cash withdrawals

  • Limited redemption options for CV points

Ratings

Charges

3.5/5

Overall

4.8/5

Rewards

4/5

CustomerService

4/5

Fees & Charges

Apr

42%

Add On Card

Nil

Fuel Surcharge

NA

Cash Withdrawal

₹199

Minimum Repayment

5%

Over Limit Penalty

2.50%

Reward Point Value

₹1

Foreign Transaction

2.99%

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Still Confused Which Card to Choose?

Compare these cards side by side to find the perfect match for your lifestyle and spending habits.