Ultimate rewards calculator dropping soon. Stay tuned!

Plutus
Explore Credit CardsDiscover RewardsCompare Cards
HDFC Regalia Gold Credit Card
HDFC BankMastercard

HDFC Regalia Gold Credit Card

A revamped version of Regalia with exclusive travel and lifestyle benefits.

Overview

Category
Travel
Best Suited
Travel
Annual Fee
₹2500

Key Benefits

Welcome Bonus

Gift voucher equivalent to fee amount ₹2,500, Club Vistara Silver Tier & MMT Black Elite on ₹1L+ spends in 90 days

Rewards

Rewards Structure

Retail Spends

4 RP per ₹150

Marks & Spencer, Myntra, Reliance Digital, Nykaa

20 RP per ₹150

Travel Benefits

Lounge Access

Domestic Airport Lounge

12 Complimentary visits per Year

International Airport Lounge

12 Complimentary visits per Year

Additional Benefits

Lifestyle Benefits

Entertainment

Dining

Health & Wellness

Pros

  • Free Club Vistara Silver Tier & MMT Black membership

  • 5X reward points on select categories

  • Free travel insurance up to ₹1 crore

Cons

  • High annual fee

  • No reward points on fuel transactions

  • Limited entertainment and golf benefits

Ratings

Charges

3.5/5

Overall

4.3/5

Rewards

4/5

CustomerService

3.5/5

Fees & Charges

Apr

43.20%

Add On Card

Free

Cash Withdrawal

2.5%

Minimum Repayment

5%

Over Limit Penalty

2.50%

Foreign Transaction

2%

Similar Credit Cards

You might also be interested in these cards

SBI Aurum Credit Card
SBI BankVISA

SBI Aurum Credit Card

Co-Branded

Travel

Annual Fee

₹9999

Reward Rate

1% to 3%

HDFC Bank Infinia Metal Edition Credit Card

Annual Fee

₹12500

Reward Rate

3.3%

IDFC FIRST Bank Club Vistara Credit Card

Annual Fee

₹4999

Reward Rate

0.8% to 4%

Still Confused Which Card to Choose?

Compare these cards side by side to find the perfect match for your lifestyle and spending habits.