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Axis Bank Ace Credit Card
Axis BankVISA

Axis Bank Ace Credit Card

A value-for-money cashback card offering up to 5% cashback on utility payments.

Overview

Category
Cashback
Best Suited
Cashback
Annual Fee
₹499

Key Benefits

Welcome Bonus

₹499 waived if ₹10,000 spent within 45 days

Rewards

Rewards Structure

Base Reward Rate

2% on all transactions

Category Rewards

Travel Benefits

Lounge Access

Domestic Airport Lounge

4 Complimentary visits per Year

International Airport Lounge

Additional Benefits

Lifestyle Benefits

Entertainment

Dining

20% discount on dining at 4000+ restaurants

Health & Wellness

Pros

  • 5% cashback on bill payments via Google Pay

  • 4 free domestic lounge visits annually

  • 20% discount on dining at 4000+ restaurants

  • 5% cashback on Ola, Swiggy, Zomato

Cons

  • iOS users lose 5% cashback via Google Pay

  • No incentives for fuel, insurance, or wallet spending

  • No welcome benefits

  • Limited caps on cashback categories

Ratings

Charges

3.5/5

Overall

4.6/5

Rewards

4/5

CustomerService

4/5

Fees & Charges

Apr

52.86%

Add On Card

Free

Fuel Surcharge

1%

Cash Withdrawal

2.50%

Minimum Repayment

5%

Over Limit Penalty

2.50%

Reward Point Value

NA

Foreign Transaction

3.50%

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Reward Rate

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Annual Fee

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Reward Rate

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Still Confused Which Card to Choose?

Compare these cards side by side to find the perfect match for your lifestyle and spending habits.